Thursday, January 5, 2017

Ways that I have been saving money

First of all, I work at Walmart so I have a discount card that saves me 10% and I use it every time I purchase something, even something small. I have been taking whatever I save with my discount card and putting it back, I usually use that money for birthday and Christmas presents. This Christmas, I put everything I had saved from my Walmart discount card from October 15 to December 15 in a jug that I decorated to say " Sam's Tatoo Fund" and gave that to my oldest son who is wanting to get some more tatoos when he gets his income tax refund this year :-) Walmart Savings Catcher.....This is an app on my phone where you scan your Walmart receipts and if the app finds a lower price from ads in your local area you get the difference back. You can either get the difference back through a Walmart E-Gift card or Walmart Bucks on a Blue Bird Card. I have my money back put on a Walmart E-gift card and have the E-gift card attached to my Walmart Pay, which is also in the Walmart app. Walmart Pay is in the Walmart app and you can set it up by adding gift cards or debit/credit cards to pay at the register from your phone by scanning the Q code on the credit card machine at the register. If you use Walmart Pay to pay for your purchase you do not get a paper receipt at the register, but your receipt is available on the Walmart app and is automatically sent to the Savings catcher to look for lower prices. Ibotta.... I have been doing Ibotta since October or November and I just today received my first $20 payout! Ibotta is a phone app that gives you cash back on items that are on their app that you purchase. All you have to do is after you go shopping, look at the app, if you purchased an item on the app that is listed on Ibotta, you just click on it and sometimes you will have to watch a short video or answer a question to unlock that item. Then you scan the barcode on the item and scan your receipt. You instantly get rewarded. BUT you have to build up your rewards to $20 before you can cash out your rewards. Once you get to $20 you can cash out with Pay Pal or a gift card for different businesses. I only purchase items that I know my family will eat, but I am sure many people maximize this app by purchasing whatever is listed on the app. There are other apps like Ibotta that I have on my phone, but Ibotta is the one that I get the most from. The other apps that I am aware of are : Checkout 51, Savings Star and MobiSave. Coupons and Mobile Coupons.....I use coupons that are in the Sunday paper or printed out from Coupons.com. I only save or print out coupons that I know I will use. At this time, the only Mobile coupons I have been using is Dollar General from their app, because I live in a small town and usually only shop at Walmart or Dollar General. Fill A 2-Liter Bottle With Dimes And You Will Have $700..... I saw this on Facebook sometime in October or November of last year and started putting my dimes in a 2-liter bottle. We will see how long it takes to fill it up and if it does actually add up to $700. Speaking Of Coins..... I save any old silver coins I find. I was given a 1951 silver quarter last summer as change at a yard sale and sold it to a local silver/gold store for $4. I've tried some differ ways to save in the past, but usually before the end of the year something has come up and I have had to use that money for something other than the reason I was trying to save it for.

No comments:

Post a Comment